Dividend Growth, where will I be in 20 years from now

Dividend Socks

I built a spreadsheet to calculate my dividend growth so I could see my "tipping point" the point where I will make in a single year of dividends more than my cost basis. The answer is 36 years.

To start I just assume my investment was frozen,  basically no new investments would be made, because each investment would push back the date and require a more complex method of calculating.

Next I took the "Ave 5 Year Growth Rate (CAGR)" for all my dividend stocks: 12.11% and my current dividend yield of 4.5%

With a growth rate of 12.11%,  4.5% yield no dividend reinvestment I will make it in just 36 years.

But If I just reinvest the dividends that number drops to 15 years. If your under the age of 60 you can't afford not to invest in dividends. If you don't know how to invest in dividends blame the education system. I have never used shakespeare to make money or find a job. Half the classes you take in college are a complete waste of your time and money (not sure why making them free will change that).

Of course I plan to not only reinvest my dividends but also increase my investments. Right now each monday morning invest more in my M1 Finance passive income portfolio witch is quickly building up.

With M1 one you can invest as little as $10 at a time and buy fractional shares, if your 18 and you put you mind to it you can learn to be a millionaire online, $0 education.

If you want to learn more check out my Youtube Channel Osito Passive Income 

Here's a list of my best returning investments, with bonus offers at signup.

$10 sign up bonus M1 Finance https://mbsy.co/vJbbL $10 sign up Bonus Groundfloor https://www.groundfloor.us/new_referr...
1% Yield bump sign up bonus at PeerStreet https://www.peerstreet.com/join?ref=3... $25-$700 sign up bonus at LendingClub http://lclub.co/1b521437